This morning at breakfast, I was telling the kids about the insurance man coming to open a college fund for Catherine.
Vinny: What's a college fund?
Me: You put money in it to save for college, because it costs a lot of money.
Vinny: I have a lot of money.
Me: Where?
Vinny: Upstairs. I have THREE piggy banks!
Might take a few more of those . . .
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